Live in Bulimba or Brisbane’s inner east? Let’s make sure your home loan is still working for you. We’ll help you review your current loan and understand the refinancing options that may be available.
REVIEW MY HOME LOANBOOK A FREE CONSULTOne Finance Australia operates within Australia’s regulated finance industry and maintains memberships and accreditations with recognised professional and governing bodies. These affiliations support our commitment to responsible lending practices, professional standards, ongoing industry education and clear client communication.
From our Bulimba office, our finance team helps clients across Brisbane and beyond explore mortgage, refinancing and lending options with guidance grounded in established industry standards.
At One Finance Australia, refinancing starts with understanding your current loan, your goals and what you want your finance to do next. Our Bulimba team helps you review your options clearly, with access to a broad lender panel and personalised support from start to finish.
- Access to a broad lender panel
- Personalised support
- Local Bulimba team
- Clear guidance, every step of the way




We compare options across a broad lender panel to help identify finance solutions that may suit your circumstances and goals.
Find answers to common questions about home loan refinancing, costs, equity, repayments and the refinancing process.
Refinancing a home loan means replacing your existing mortgage with a new loan, either with your current lender or a different lender. People may refinance to access a different interest rate, change loan features, consolidate eligible debts, access equity, or adjust their loan structure to better suit their current circumstances.
You may want to consider refinancing when your interest rate is no longer competitive, your fixed-rate period is ending, your property value has changed, your financial circumstances have changed, or you want different loan features. A home loan review can help you compare your current mortgage with other options and decide whether refinancing may suit your situation.
Refinancing may reduce your repayments if you qualify for a lower interest rate, extend the loan term, or move to a loan structure that better suits your circumstances. However, lower repayments can sometimes increase the total interest paid over time, so it’s important to compare the overall cost of the new loan, not just the monthly repayment.
Refinancing may reduce your repayments or improve the structure, features or flexibility of your home loan, but it does not automatically mean you will save money. The outcome depends on factors such as your current loan, the new interest rate, refinancing costs, loan term and personal circumstances. We can help you compare the numbers so you can decide whether refinancing may be worthwhile for you.