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Get started with our easy online application, it takes just 10 minutes. No lengthy questions or paperwork. Just a quick way to help us understand what you need.
One Finance Australia has partnered with Ausloans, Australia's largest privately-owned finance group. Thanks to their smart Zink technology, we can quickly match you with over 40 different lenders and make the loan process simple, fast, and stress-free.
Getting a personal loan shouldn’t be a hassle. At One Finance, we’ve made it easy, quick to apply, clear to understand and tailored to fit your needs.
From $3,000 up to $80,000 to support your goals.
Choose repayment periods that suit you from 1 to 7 years.
Receive funds in as little as 24 hours upon finance approval.
We work for you, not the banks, with access to over 40 lenders.
Interest rates tailored specific to your credit profile.
Finance can feel overwhelming, but you don’t have to do it alone.
Have questions and want to talk to someone? We’re here to help. Start a quick chat with our team by clicking the chat icon at the bottom of the page, or give us a call on 1300 536 159. We’ll happily talk through your situation, answer any questions and help you explore the right finance options — no pressure, just guidance.
Get started with our easy online application, it takes just 10 minutes. No lengthy questions or paperwork. Just a quick way to help us understand what you need.
After you apply, one of our team members will reach out for a chat. We’ll talk through your goals, answer your questions and guide you through your next steps no jargon, just real help.
Once approved, your funds are on the way, often within 24 hours. We know timing matters, so we work fast to get you moving without delay.
Have questions later? Need to talk something through? We’re still here. Our team is just a call or click away whenever you need a little extra support down the track.
Here’s a look at some of our most popular finance options for our clients. Don’t see what you need? Let’s chat and we’ll find the right solution for you.
Our Partner Program is designed for businesses who want to offer fast, flexible finance solutions without the hassle. Whether you're in retail, health, home improvement, automotive, or beyond, we’ll work with you to support your clients and boost your revenue.
01.
What can I use a One Finance personal loan for?
You can use a One Finance personal loan for all kinds of life needs, from home renovations, travel and buying a car, to moving expenses, debt consolidation, weddings and medical bills.
Something else in mind? Let’s chat, chances are we can help!
02.
How much can I borrow?
One Finance offers personal loans ranging from $3,000 to $80,000. Your borrowing limit can be affected by your credit score and disposable income.
03.
What are the eligibility criteria?
To qualify for a One Finance personal loan, you must:
Had a credit hiccup in the past? Don’t stress, give us a call. Everyone’s situation is different and we’re here to talk through your options without judgement.
04.
How do I apply?
Applying is straightforward:
05.
Are there any fees?
One Finance offers competitive rates and no early repayment fees, making it easier to pay off your loan sooner without penalties. Application fees may apply depending on your loan amount and term.
06.
Can I repay my loan early?
Yes, you can make early or extra repayments without additional costs.This could help you to save on the interest you pay over the life of the loan.
07.
How is my interest rate determined?
Your interest rate is personalised based on your credit history and financial situation. If you have demonstrated good credit behaviour, you may be offered a lower interest rate.
No worries, finance can feel like a lot, but that’s what we’re here for.If there’s anything you’re unsure about, or if you just want to chat through your options, our friendly team is just a message or call away. No pressure, no jargon, just real people here to help.
In many cases, structuring your loans and finances appropriately is all about asking the right questions. See below our most popular client scenarios that best suits your current position.
Are you looking for vehicle finance? Whether you need finance for personal or business use, One Finance is here to get you the best loan rates available amongst our lenders.
Looking to buy a caravan for your next adventure with the family? One Finance work with multiple lenders and we can find you the best deals on new and used caravan finance.
Do you enjoy the sun and sand? Need finance to get out on the water? At One Finance, we have flexible and affordable new and used jet ski finance options to suit any budget. We work for you to get you the best finance for your recreational activity.
Whether you are looking to finance new or used commercial vehicles, machinery, or plant assets we've got you covered with a range of finance solutions to suit your needs and budget. Buy your commercial assets outright with a chattel mortgage or explore our leasing options to keep your cash flow where you need it most, in your business.
Take the leap, your goals are closer than you think.
Book a Free Consultation
© 0000 One Finance Australia All Rights Reserved.
Australian Credit License 546447.
ACN 664 898 846. ABN 69 664 898 846.
One Finance Australia is committed to delivering innovative and tailored solutions across mortgage and asset finance and property acquisition.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
1 There may be occasions where you may be charged a fee by your broker.
2 Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
3 Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
4 The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.
** There may be occasions where you may be charged a fee by your broker.
